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Most people believe that when someone passes away, all the capital gains are wiped out automatically. That’s the “step-up in basis” rule, and while it’s true in some cases, it can be completely undone by the terms of your trust. We call it the Capital Gains Tax Trap, and it’s buried inside thousands of trusts across California. It’s hard to spot. It doesn’t look like a “tax” clause. But when triggered, it can cost your heirs tens or even hundreds of thousands in capital gains taxes. We recently
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