I don’t gate-keep so here’s the answer: we closed on the purchase of our home in January instead of December. That’s it. The entire reason. In Florida, we have homestead exemption. Lots of details that I won’t get into, but because we did not own this home on January 1st, we could not claim it as our homestead for an entire year and ended up paying $2800 more in property tax in 2023 than we did in 2024. Bottom line? If you are considering buying a new home after the first of the year, why not ta
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