DU error code 101636 - what's this new Fannie Mae underwriting error? Is there any way to fix it?
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Fannie Mae credit score update, Desktop Underwriter DU, no credit score mortgage, nontraditional credit, rent verification, cash-flow underwriting, thin credit file, first-time homebuyer Kentucky, Lexington mortgage. Hashtags: #FannieMae #CreditScore #MortgageNews #DesktopUnderwriter #NonTraditionalCredit #FirstTimeHomeBuyer #HomeBuying #MortgageTips #LexingtonKY #KentuckyRealEstate #TheNewHomeCollective | Jeremy Gooden
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Starting November 16, 2025, Fannie Mae will no longer require a minimum credit score for loans submitted through Desktop Underwriter (DU). Instead of a hard cutoff, approvals will be based on the borrower’s full financial profile, income, debts, credit history, and overall risk. 🏡 This change could help borrowers with lower or borderline credit scores qualify for a conventional mortgage if their finances are otherwise strong. That said, credit scores still matter, and lenders can still set thei
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