Federal Acts & Banking Regulations | American Bankers Association
A comprehensive listing of federal acts and regulations affecting banks, with links to full analyses and related news.
Preparing for 2025: Navigating compliance in a time of change
Jan 13, 2025 · Considering how the new final CRA regulations will affect your bank is one of the most important compliance considerations going right now. But we’re in a bit of limbo due to ongoing …
Bessent: Trump administration re-examining ‘all bank regulation’
Mar 19, 2025 · During an interview for the All-In Podcast, Treasury Secretary Scott Bessent said the Trump administration is re-examining “all bank regulation” with a focus on easing the burden for …
ABA unveils key policy priorities for 2025 | ABA Banking Journal
Jan 14, 2025 · “2025 will be a year of significant change that we hope will offer an opportunity to reset the conversation around banking regulation,” ABA President and CEO Rob Nichols said in a statement.
Equal Credit Opportunity Act (Reg B) - American Bankers Association
May 6, 2025 · It is one of the two main pillars of the nation’s fair lending laws (the other is the Fair Housing Act). The statute is implemented by the Consumer Financial Protection Bureau’s Regulation B.
Compliance question of the month: May 2025 | ABA Banking Journal
May 19, 2025 · My bank has a question regarding the bank’s disclosure for large deposits under Regulation CC (Expedited Funds Availability Act). Q Effective July 1, 2025, the bank will begin …
ABA Regulatory Policy and Compliance Inbox: When is what may seem …
Mar 3, 2025 · Determining if a bank's payment of a check is an extension of credit. Plus questions on Reg. X and Reg. Z.
Electronic Fund Transfer Act (Reg E) - American Bankers Association
Jan 26, 2024 · EFTA establishes the rights, liabilities, and responsibilities of consumers and banks with regard to electronic fund transfers and includes requirements with regard to certain overdraft services.
House lawmakers debate regulatory burden on banks
Apr 29, 2025 · During a hearing today on bank regulation, House Republicans accused regulators of failing to appropriately tailor regulation to bank size and risk while Democrats said the Trump …
OCC’s Hsu discusses deposit insurance reform, domestic bank regulation
Jan 2, 2025 · During an interview on IntraFi’s Banking with Interest podcast, Hsu spoke on a wide range of issues, including managing liquidity risk and his proposal to create a new category of large …