Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Starting in the fall, BNPL activity will start appearing in FICO credit scores. Experts say this could be a game-changer for ...

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million ...

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.