Primis Bank offers free checking that pays a 4.20% APY that not far below the best high-yield savings account rates. Better yet, there are no hoops to jump through.
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Though PenFed’s Access America Checking account has a monthly maintenance fee of $10 ... ATM fees reimbursed up to $15 per for all accounts Earn 0.25% APY Some bank branches Balance of $5,000 required ...