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You usually need good credit to get a personal loan. There's no uniform number but most lenders prefer to see a 620 FICO Score to approve a loan and a 670 to offer better rates and terms. But if your ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...