Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

A jumbo CD is the same as a standard CD, except that it pays a higher APY in exchange for a significantly larger opening deposit, typically around $100,000. Like standard CDs, jumbo CDs offer fixed ...

This Florida-based community bank is available online to U.S. residents nationwide. It has two no-penalty CDs, including a six-month term, and a low opening minimum requirement of $500. However, the ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Navy Federal Credit Union offers share certificates with APYs above 3.75% Hero ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Now is a good time to buy CDs, although yields have fallen slightly after the Federal Reserve cut its rate three times since September 2025. In the current environment, you can find both short-term ...

Credit union CDs often offer competitive rates and lower fees—here’s how to compare the best options and decide which fits your savings strategy Written By Written by Staff Personal Finance Editor, ...