The projected 2026 COLA increase is now 2.7%—up from 2.4%, the lowest in years. Here’s how the change affects retiree homeowners.

For many retirees in the United States, Social Security is not just a supplement but often the backbone of their income. While the annual cost-of-living adjustment (COLA) is crucial, there are other factors,

Historically, COLAs have averaged 3.7% since 1975, but in more recent years they’ve been closer to 2.6%. For 2025, the increase was 2.5% — exactly what the Senior Citizens League predicted. One thing to keep in mind: Medicare Part B premiums are also going up. The standard monthly premium is expected to rise by at least $21.50 in 2026.