HomePath can lead buyers to discounted home prices and more flexible financing plans, creating a way to save on a new home ...

Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets.

Down payment gift rules vary by loan type and lender, but generally: Lenders will require donors to write a letter stating ...

An MCC allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a reduction on their federal taxes. Learn more.

History has proven that high rates don't last long, just two years and nine months on average. Here's how that trend could affect 2025 mortgage rates. One thing you can count on in life is that ...

How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...

Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity faster. Buying a home got you into the game. You’ve stopped paying rent, and ...