Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Car insurance rates by state average $247 per month nationally. Wyoming is cheapest at $410 per year for minimum coverage, ...

Negotiating your premiums and raising your deductible are strategies that align with Ramit Sethi's ‘Conscious Spending’ ...

State Farm has some of the most affordable rates for teens, with discounts for completing a driver education course or ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...