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Are you retiring in Canada in 2025? It’s a bit of a tricky time! Prices for everyday things are going up. Global trade isn’t always smooth sailing. These things can squeeze your budget. But hey, there ...
Canadian federal and provincial benefit payments totaling up to $2,461 will be distributed from September through December, 2025. Eligible recipients include seniors, families with children, ...
The Canada Pension Plan (CPP) and Old Age Security (OAS) are both strong programs for retirees. Yet we all only have so much cash on hand. So, when it comes to these programs, there are certainly ...
If you hold the BMO Canadian Dividend ETF (TSX:ZDV) in an RRSP instead of a taxable account, you may pay less CPP tax. Next up, we have CPP taxation. The more you earn, the more taxes you pay. If you ...
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We’re 79 and scared to spend our CPP/OAS income
Jill and Daniel, both 79, have been in retirement for over a decade, but are reassessing their financial situation now that they are inching ever so close to 80. While they have been quite diligent ...
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