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Are you retiring in Canada in 2025? It’s a bit of a tricky time! Prices for everyday things are going up. Global trade isn’t always smooth sailing. These things can squeeze your budget. But hey, there ...
The Canada Pension Plan (CPP) and Old Age Security (OAS) are both strong programs for retirees. Yet we all only have so much cash on hand. So, when it comes to these programs, there are certainly ...
If you hold the BMO Canadian Dividend ETF (TSX:ZDV) in an RRSP instead of a taxable account, you may pay less CPP tax. Next up, we have CPP taxation. The more you earn, the more taxes you pay. If you ...
BMO remains one of Canada’s most stable dividend-paying stocks. In its second-quarter 2025 earnings, BMO posted net income of $2 billion and earnings per share (EPS) of $2.50, up from $2.36 the year ...
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We’re 79 and scared to spend our CPP/OAS income
Jill and Daniel, both 79, have been in retirement for over a decade, but are reassessing their financial situation now that they are inching ever so close to 80. While they have been quite diligent ...
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