A subprime auto loan is a type of loan used to finance a car purchase offered to people with low credit scores or limited credit histories.

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according ...

New car financing is available for under 5% APR for borrowers with high credit scores ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

Used-car loans generally carry higher interest rates than new-car loans, so shopping for rates is critical. Always shop around and secure a prequalification for a loan before heading to the dealership ...

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

Car buyers in the United States are facing one of the most expensive markets in recent memory, and the data is starting to show just how steep the climb has become. More than 80 percent of new car ...

Fair credit scores might not unlock the best rates, but refinancing could save you money if rates have dropped ...

Auto refinance loans are available for borrowers with fair credit, but the lowest interest rates are typically reserved for those with high scores. Refinancing can save you money if rates have ...